Grimsby/Cleethorpes Sunday League Football

Full Version: BofA student credit card?
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I started my Bank of America checking/savings account a few months ago before I graduated HS. I've never had late fees and I've put in about 6,000 the whole time I've had the account and now I really want a student credit card for emergencies. The BofA credit card has low APR but basically no rewards. I'm just scared of applying to Discover or Capital One and getting denied so I was wondering if I have a better chance of being approved since I have had an account with them. And if I was approved, could I use it like 3 times, cut up and cancel and then apply for a better card like Capital One? I have a car so rewards and cash back on gas and groceries and stuff would be much better than what BofA offers. I've had a job for 9 months and I'm a full time student. Would it lower my credit if I applied to Discover and get denied, then apply to BofA?

Kudzoo